Monday, December 7, 2009

Credit Scores

I am planning to buy a new truck before the end of the year. My eagerness to have a truck started when I saw a brand new Hummer on display. Since I can not afford a Hummer, I told my husband that we will look for a truck instead. My worries now are the loan approval since it will depend upon the credit reports that they will gather. My name is common and without the middle initial, my name has many faces. When I tried to view my credit report in Equifax, Experian and TransUnion, it was fine until I saw one account that is not mine and is in my list. I was not even in the US when that account was opened. I already inform the company and made a letter requesting them to delete the said account in my account list. I hope that my credit score is way above the requirements so that, I can choose the truck that I wanted with low interest. I already plan to pay it off in two years. Yesterday, we "test-drive" the Dodge RAM. It was alright but, I am still looking for a nicer and fancier truck. Anyway, if you want to check your credit score, visit the link which is provided here.

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